Time for a big war to harden a few up

So essentially what my parents had until their generation fucked everything.  Demanding to be treated equally is not an entitlement, it is common sense.  My dad paid off his mortgage within 3 years with a pretty average job while being an alcoholic.  You can't do that these days.

he probably can't remember those bank robberies then ?

On 20% interest? What did he buy?

What do you mean by treated equally? My parents had to pay for everything and never had a chance to go to university due to cost and a lack of support. These days where my parents were born it costs a small amount to go to university and you pay it back based on your earnings. Infrastructure, healthcare etc. is all better. We have a pretty f*cking good country. We are lucky we have the network of support that we do. How can I complain about a government assisted degree that cost me $35k that I paid off over time? How can I complain that my trip to uni to my classes is 15mins when it used to be nearly an hour due to infrastructure improvements.

When my parents bought a house they worked 2 jobs each and ate noodles for 2 years. These days, half the f*ckwits jumping up and down over houses need to take holidays to 'find themselves' and go out for dinner twice a week.

According to this link the average wages in Australia are $70k - ish excluding overtime. https://www.livingin-australia.com/salaries-australia/  (Yes I realise not everyone earns this.)

Besides Sydney or Melbourne you can easily buy a 3 bedroom home in Brisbane, Townsville, Cairns, Gympie, Armidale, Wagga, Ballarat, Bendigo, just about anywhere in Tasmania, Coffs Harbour, the Sunshine Coast, parts of the Goldy etc etc etc for about $350k - $400k.

Here's over 500 three bedroom houses between $350k and $450k from all over Australia.  http://www.realestate.com.au/buy/property-house-with-3-bedrooms-between-350000-450000/list-5?maxBeds=3 

So hundreds of options at 5 to 6 years average wages. Enough of the whinging.

Want to live in the inner city, by the beach, on a hill with a great view, then expect to pay for it without recourse to my taxes.

Still laughing at a former prolific poster here who said a few years ago he was waiting for all the Sydney investors to go arse up when the property bubble bursts and how he was going to come in and clean up.  

Since then prices have gone up about 60%.
  

Also the Q and A whingers at the lowered HECS threshhold of $42k.

At the rate proposed of 1% it's $8.00 a week.   EIGHT BUCKS!

Put another way that's 1.25 schooners of beer or 2 regular flat whites or 1 bourbon and coke or one piece of cake from a cafe a week.

Forgo one schooner a week and you're 3/4's the way there.

The government is actually doing them a favour because the bastard thing is indexed every year until you start to pay it so the sooner you pay it the better.  (As I found out when I was O/S for 4 years and came back to a HECS 20% more than when I left.)  I wish I'd started paying it off earlier.

Fuck these whingers.  When I finished uni my graduate salary was so piss poor I worked full time in my job and 3 nights a week in a bar job for the first 2 years out so I had some extra cash.  

Typical simplistic arguments in here :laugh:

Typical smug, superiority complex on display here.  :eyeroll:

Agreed. Fight fire with fire I say. :kiss:

Agree, it reads like boomer comments on Channel 7 News Stories - but don't let facts get in the way of a good ideological rant.





ABS (2011) Household Expenditure Survey 2009-10 CURF, catalogue number 6503.0, Australian Bureau of Statistics



Lol fuck the lazy millenials amiright guis

What's the in depth argument per se?

-PB

Nah I'd just like exactly what people before me were given thanks, that's hardly entitlement is it?

The whole young people are spending $4 on coffees, $19 on smashed avocado's & multiple trips to Bali each year stereotype is the biggest load of shit going round. Generally being peddled by those who have had a pretty easy ride in creating their wealth whether that was from free university, a large inheritance from a family member, the ease they had in getting into the property market and now being able to negative gear etc. 

Seriously anyone spending $19 on smashed avocado's really doesn't care about buying their own home. The thing that shits me about this stereotype is that it seems to be the solution for these growing inequality problems, 'SAVE MORE MONEY' or 'Get A BETTER PAYING JOB'. Back in reality it's getting harder to find a full-time job, penalty rates are being cut, university degrees are becoming more expensive and you'll now have to pay back the money sooner. 

Meanwhile the snouts in the trough keep getting bigger via company tax cuts, savings from penalty rates, 'Interns', removal of the budget repair levy, nothing being done on negative gearing and that's just off the top of my head. I get that there is a lot of whinging at the moment but for young people unless you were born with a silver-spoon in your mouth what would possess you to vote for the current government? 

The world's changed mate.  My dad paid $7000 for his house and paid it off in less than 5 years.  It took me 15 years to pay mine off and that was with 2 incomes and driving 2 shitbox cars around for years on end.  

I'm not saying I'm a hero or anything but just that expecting the world to sit still over generations is pretty unrealistic.

As for free University HECS has been around for 28 years so pretty much anyone under 50 has paid for it.

Having said all that I agree that the growing inequality is the biggest challenge Australia faces going forward.

These are capital cities. As shown there are plenty of options outside of the capital cities.

Note regional areas are very affordable.

Also note that besides Sydney and Melbourne, at least according to the ANU, housing in capital cities is more affordable than it was.  And that's not including the fact that interest rates are lower than they've ever been.

http://blog.corelogic.com.au/2016/06/property-price-income-ratio-rising-sydney-melbourne-canberra-flat-falling-elsewhere/

That's not to say housing affordability isn't an issue.  It is.  But only in some places.

Where all the jobs are right?

Correct.  

There are absolutely no jobs in Townsville, Rockhmapton, Cairns, The Sunshine Coast, Gympie, Maryborough, Tamworth, Wagga, Lismore, Goulburn, Armidale, Ballarat, Bendigo, Albury, Wodonga etc etc etc.

Every single person in regional cities are unemployed, dole bludging parasites with no hope of ever getting a job.  Ever!

Hilarious. They're all mini-Sydneys with the same sort of jobs just in smaller numbers! Why are large portions of young people, leaving these towns when they're old enough to find work??? Obviously it's because they want to live in a double bay mansion for free!

I intend to work in finance or technology when I graduate uni. Where the fuck am I going to find that sort of work in Wodonga?

Perhaps if you ventured out of your ivory tower once in a while you would see that regional cities offer a plethora of job opportunities.  

They may not be your first choice of job initially but there are plenty of options.  

But anyway stay in the city.  It suits me fine if people by the millions want to live in urban sprawls like Brisbane, Sydney and Melbourne.  It means they're not clogging up the coastal beaches and rivers where I am.  (Except at Christmas time.)

I don't want free uni, I don't want to be landed into a high-flying gig straight away earning >80k as a young 20-something. I don't expect to be able to buy a house in Toorak or Brighton for 400k. This characterization of people wanting free shit is just stupid - they just want the same opportunities. 

As for your point regarding the world changing - yes that is true. However, there are clearly generations that are profiting on the backs of others and the government seems to be doing nothing about it. 

The older generation has benefited from massive capital gain windfalls from appreciating house prices, and the wealthier class of Australians can abuse negative gearing CGT concessions. Meanwhile, my rates are cut, my fees are going up and the government is doing nothing to help my generation. I'm not asking for a handout - I'm happy to pay HECs and I work part time right now. However, as Roar_Brisbane said, what would posses anyone of my generation to vote Liberal? They seem to have just said "nah fuck it we're not going to get their vote anyway" and have just pandered to older people at the expense of my generation. 

True that but that's a choice you made.

If you want to be a nuclear scientist you'll probably need to pencil in Lucas Heights as a work destination.

Want to design sports stadiums or multi storey highrise then probably best not to apply for an engineering job in Tamworth.  That's the decisions you have to make.



 

So your answer is boils down to "stiff shit"? 

I've yet to bag young people out.  (Except for the 1% fee kick in.)  And I'm generally on their side.  (See my previous posts against BETHC every time he bags out 'millenials'.

My kids will be in your shoes in a few years time and I don't envy them one bit but already now I'm explaining to them that they'll have to choose carefully between what they want to do when they finish school, where they want to live, what they can afford with what jobs they can expect to get and what salary they can expect to receive to live the life they want to live.

There are options outside of Sydney and Melbourne.  

It's not stiff shit mate it's reality.  If you want to be a brain surgeon chances are you'll need to factor in a life in a big hospital in the middle of Sydney.

I fail to see how that's anyone's fault except the person making that decision.

You're not. As Munrubz says, "stiff shit" you should have done health services or aged care because there's plenty of jobs for that every where in Australian and it's only going to grow. Whether you are actually suited to that sort of work or not or that there actually is demand for finance and technology workers in the capitals is irrelevant. 

So let me get this straight - you're blaming young people for aspiring to white collar work and doing more with their lives than mundane work that can be found in country towns? If you want to work in finance, technology, banking, architecture, design, IT, accounting you're sure as hell never going to find that sort of work in Tamworth. 

Your "solution" (if you can call it that) will never work on  macro level simply because working in these areas means you must live in big cities. 

I'm not blaming anyone.  

Look, if tomorrow you said "I'm going to go and work in New York or Hong Kong and try and make a crack of it career wise" you would go there knowing full well that a house is out of the question, rents are extortionate and that the cost of living is through the roof.

If you know all that and still go then who's fault is it?  It's not mine and it's certainly not in the US or the Hong Kong government's remit to make life easy for you when you get there.

As for mundane work I think you need to get out more.  They might not be exactly splitting the atom in regional towns but there's shitloads going on don't you worry about that.

A quick yellow pages search, to pick 2 random towns like Coffs Harbour or Port Macquarie, shows at least 12 engineering consultancies and over 20 architectural practices in both, plenty of specialist doctors and manufacturing concerns as well of loads of financial services.  Like I said I doubt you'll be designing the next Harbour Bridge or trading derivatives if you move to Armidale but if you think that your career and life is going to be 'mundane' because the town is not Sydney then you need to get out more.

As for shitty regional work I'm currently working on a $4 billion project on the North Coast of NSW.  That project is expected to run until at least 2020. 

> If you know all that and still go then who's fault is it?  It's not mine and it's certainly not in the US or the Hong Kong government's remit to make life easy for you when you get there.

The point of the government is to maximize the quality of life for its citizens. This doesn't entail handouts but it does entail policy work that ensures people can find work and affordable housing. 

I guess it's a sad state of affairs when you tell someone who grew up in Melbourne and spent most of his life their that their only hope for work + relatively affordable housing is to move to bumfuck nowhere. Surely we have to turn around and look at what got us into this position and attempt to rectify that instead of just telling people "lol too bad bro you can't live here anymore we need to sell these houses to chinese people and investors"