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afromanGT
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They call themselves a "lightfooted financial services company". :lol:
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paladisious
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afromanGT wrote:Davis_Patik wrote:Oleg Tinkov is a nutter, sort of like Clive Palmer but much worse.
Edited by Davis_Patik: 10/8/2013 04:10:34 PM He also has published ties to the Mafia. Worse, he has ties to a bank!
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afromanGT
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Davis_Patik wrote:Oleg Tinkov is a nutter, sort of like Clive Palmer but much worse.
Edited by Davis_Patik: 10/8/2013 04:10:34 PM He also has published ties to the Mafia.
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Davis_Patik
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Oleg Tinkov is a nutter, sort of like Clive Palmer but much worse.
Edited by Davis_Patik: 10/8/2013 04:10:34 PM
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afromanGT
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Heineken wrote:afromanGT wrote:That's brilliant. Someone at the bank must have got fired though :lol: It's Russia. His body is probably somewhere in the Ural Mountains now. :lol: The bank will make this bloke disappear too :lol:
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Heineken
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afromanGT wrote:That's brilliant. Someone at the bank must have got fired though :lol: It's Russia. His body is probably somewhere in the Ural Mountains now. :lol:
WOLLONGONG WOLVES FOR A-LEAGUE EXPANSION!
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girtXc
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pv4
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How is it fraud exactly? Amending contracts is pretty normal - it's the banks fault for not checking before signing.
Kind of reminds me of the Human Centipad episode of South Park
[youtube]T2P-3xAalnA[/youtube]
Edited by pv4: 10/8/2013 07:16:28 AM
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bundi
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Agree with the sentiment in this thread. Hero.
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afromanGT
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Every other bank in the world is going to hate these guys now too. They're going to have to go through EVERYTHING double-checking paperwork.
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Roar_Brisbane
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That's great.
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GGfortythree
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<3 Legend
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afromanGT
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That's brilliant. Someone at the bank must have got fired though :lol:
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Benjamin
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paladisious wrote:This man is my hero. He is more than that... He is everyones hero. Or he should be.
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paladisious
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This man is my hero.
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paladisious
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The Telegraph wrote:Man who created own credit card sues bank for not sticking to terms
When Dmitry Argarkov was sent a letter offering him a credit card, he found the rates not to his liking.
But he didn't throw the contract away or shred it. Instead, the 42-year-old from Voronezh, Russia, scanned it into his computer, altered the terms and sent it back to Tinkoff Credit Systems.
Mr Argarkov's version of the contract contained a 0pc interest rate, no fees and no credit limit. Every time the bank failed to comply with the rules, he would fine them 3m rubles (£58,716). If Tinkoff tried to cancel the contract, it would have to pay him 6m rubles.
Tinkoff apparently failed to read the amendments, signed the contract and sent Mr Argakov a credit card.
"The Bank confirmed its agreement to the client's terms and sent him a credit card and a copy of the approved application form," his lawyer Dmitry Mikhalevich told Kommersant. "The opened credit line was unlimited. He could afford to buy an island somewhere in Malaysia, and the bank would have to pay for it by law."
However, Tinkoff attempted to close the account due to overdue payments. It sued Mr Argakov for 45,000 rubles for fees and charges that were not in his altered version of the contract.
Earlier this week a Russian judge ruled in Mr Argakov's favour. Tinkoff had signed the contract and was legally bound to it. Mr Argakov was only ordered to pay an outstanding balance of 19,000 rubles (£371).
"They signed the documents without looking. They said what usually their borrowers say in court: 'We have not read it',” said Mr Mikhalevich.
But now Mr Argakov has taken matters one step further. He is suing Tinkoff for 24m rubles for not honouring the contract and breaking the agreement.
Tinkoff has launched its own legal action, accusing Mr Argakov of fraud.
Oleg Tinkov, founder of the bank, tweeted: "Our lawyers think he is going to get not 24m, but really 4 years in prison for fraud. Now it's a matter of principle for @tcsbanktwitter."
The court will review Mr Argakov's case next month.
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